Regarding 2017 changes to SS, if I'm earning $89, 880, that's $45k over the limit for a $15K benefit reduction per year? I suspect paying me back for that money would bring the cap into play? Also, if the SS taxes are not being taken out of my paycheck in 2017 (I'm still working, draw SS benefits, and over 70 years old), how do I pay it? Will I have to pay it with my income taxes at the end of the year?