Displaying 1 - 10 of 156 Forum Posts1 2 3 4 5 Next
  • Jun 16, 2019 05:00 PM
    Last: 1mo

    Here's a quick skinny on the step by step process for applying. It's pretty simple and straightforward, especially after you create a "My Social Security" account, which is also very simple.

    Applying Online:
    1. Got to www.ssa.gov/benefits/retirement
    2. Click the “Apply for Retirement Benefits” Button. It will then take you to a page where it asks you to check the box below if you understand the above statements. Click the box and then click “Next”.
    3. The next page will ask you to create or sign into your “My Social Security” account. On this page you have the option to start a New Application or return to a Saved Application and pick up where you left off.
    4. By Clicking “Start New Application” it will take you through a series of screens, asking you questions about yourself, family and your work.
    5. Fill out the online application. If you get stuck on a question, you can skip it and return to it later. Once at the end of the application, you’ll be notified if there were any questions you still need to answer. (If you can’t complete the application in one sitting, you can “Return to a Saved Application” later, without losing the information you entered previously.)
    6. After you’ve completed the application, you’ll be asked to confirm the truthfulness of the answers, and then you will “Sign” the application electronically, by clicking “Submit Now” which will appear on the screen after you’ve finished the application.

  • Jun 19, 2019 08:27 PM
    Last: 2mo
    J.K.Logic Wrote:

    I don't have as much of a handle on Bernie v Biden on foreign policy. That would be the 3rd rail of this conversation. Lemme know if anyone here has a good take on that.

    That's a good question. Did some reading around. They are polar opposites when it comes to foreign policy. Like you said, Biden is left-center on pretty much everything and Bernie is definitely more progressive. Biden does have extensive foreign policy experience. That's one difference, but the major difference Bernie is definitely an anti-interventionist, where as Biden not.

    Biden would be considered a liberal interventionist. He's shown this many times in the past where he's been willing to wage war in the name of human rights and or national security. He drummed up support to bomb the Balkans, supported Afghanistan, and voted for the 2003 Iraq war. On top of that, he publicly supported the bombing of Libya and was all for intensifying drone strikes in Pakistan and Somalia.

    Bernie, however, definitely runs an anti-military intervention platform. He's often criticized the U.S war-making system, and wants to see a sizable reduction in military spending in favor of social spending.

  • Jun 05, 2019 07:08 PM
    Last: 2mo
    True, but I think as long as real logic is applied here, then it could be a good tool for situations like these. Like you were saying, as long as the photo can be linked to an event or a solid date, then it's fair game.
  • Nov 26, 2019 12:25 PM
    Last: 2mo
    I'm not a veteran, but I can see why the changes came. There have been too many instances of unauthorized personnel entering bases, sometimes even with nefarious intentions. On a lighter note, this may actually streamline things for veterans at least in this respect. They have to go through enough troublesome red tape and paperwork as it is.
  • Jul 01, 2019 12:47 PM
    Last: 2mo
    I think what I was saying in another thread works here as well. A good example is Nevada, which can go either way. You have a large Hispanic population paired with a large influx of Californians moving to the state in recent years. I could see it going completely blue instead of the gray. Then again you have a sizable population of Republican gun owners who live there as well.
  • Nov 21, 2019 12:10 PM
    Last: 2mo
    bryce28 Wrote:

    And for Mayor Pete, agree he seriously lacks support outside of predominately white primary voting states. But it is still very early in the bigger picture. If he wins Iowa and New Hampshire, all eyes will be on him for Nevada and especially South Carolina, but we won't really know until all that kicks off in Feb.

    I think he has a serious shot to take Iowa. In Des Moines Register/CNN/Mediacom Iowa Poll he rose 16% in support, bringing him to 25%. With Warren, Biden and Sanders tying for second at 15%. I can see getting decent traction in New Hampsire as well. I have my doubts about South Carolina and Nevada. Plus, Nevada is definitely Kamala Harris' territory given the fact that many Southern Californians have moved there due to it having a cheaper housing market.
  • Oct 03, 2019 11:15 AM
    Last: 4mo
    bryce28 Wrote:

    Warren or Sanders would be better served if one of them dropped out and joined the other campaign as the VP ticket.

    I agree completely. They do make a good team. The first time I thought this was seeing them team up against the younger candidates in the debates.
  • Sep 26, 2019 04:52 PM
    Last: 4mo

    Mitch McConnell agreed to spend $250 million on election security for 2020. Yet, Pennsylvania will probably spend at least $125 million alone. And that's just to update their voting machines, leaving arguably some of their most vulnerable systems and databases untouched. The Senate might have approved the $250 million to go towards election security for the nation, but when you put that number up next to what Pennsylvania is spending just for themselves, it feels like a drop in the bucket.

    The money Pennsylvania is putting up will only address one vulnerability in an already creaky voting system, which is upgrading their voting machines. That's all well and good, but what about the vulnerabilities of the registration, and post election audits systems? Those are just as important, don't you think?

    Lawrence Norden, the director of the Election Reform Program at the Brennan Center for Justice at New York University said that the state and local election officials are caught between replacing antiquated paperless voting machines or upgrading an outdated registration database.

    “Two hundred and fifty million dollars across over 8,000 election jurisdictions doesn’t come close to paying for these things in a single year, let alone for elections beyond 2020.”

    Congress allotted $380 million to the states in 2018, which has mostly gone to the 2020 election, but that will still leave a lot more to be done.

    Congress still has a chance to allot more money towards election security. The House approved $600 million, but the two chambers will still need to reach an agreement in a legislative conference this fall. Let's hope more effort goes into it.

    So what does the $125 million say for the rest of the country? If that will only upgrade outdated voting systems in one state alone, then congress will have to cough up the funds necessary to protect the integrity of our already fragile voting system. Or, states will have to foot the bill, which may leave some of the poorer states vulnerable.

    A firm move toward voting security should be bipartisan. It's in each party's interest. Especially after the last election.

  • Sep 06, 2019 12:27 PM
    Last: 3mo

    There's now $700 million of student loan forgiveness out there for those who are quick on the draw. Last I heard, it was a mere $100 million. If there is any indication of just how bad the student loan crisis is, then this increase should be it. Ah, but there is a catch, as always. So what do we know so far?

    The federal government currently has a student loan forgiveness program. Most borrowers who think they qualify are rejected - 99% actually. Congress then created an expanded program, and yet the majority are rejected. Now, $700 million sounds great in this new "expanded program", but there is a strict set of qualifications. Between May of 2018 and May of 2019, Congress only spent a whopping $27 million of the $700 million. There were 54,000 requests, and only 661 were filed.

    "Here's the important part that many of these applicants - including the 71% who were rejected for this reason - missed. To apply for this expanded student loan forgiveness program, you had to meet all the requirements for the Public Service Loan Forgiveness program, but you mistakenly enrolled in an ineligible repayment plan (such as the graduated or extended repayment plans). You with me?"

    So how do you get into this club?

    1. You must work for a qualifying public service employer in a qualifying public service role.

    "Typically, there are two types of employers: a) state, local and federal government; and b) 501(c)(3) non-profit."

    2. You must have what is considered direct, federal student loans.

    "The Public Service Loan Forgiveness program does not forgive private student loans - even if you work in public service."

    3. You must have applied in the past for Public Service Loan Forgiveness.

    "This is critical. Do not skip this step. You must have applied for the Public Service Loan Forgiveness program and made some or all of your payments under a repayment plan that did not qualify. Then, you were rejected solely because you enrolled in an ineligible student loan repayment plan."

    4. You must have enrolled in a a federal repayment plan.

    "You also must be enrolled in an income-driven federal repayment plan, and make the majority of your payments under the plan. You can determine which student loan repayment plan works best for you with these student loan calculators."

    The kicker:

    What if you don't work in public service?

    While you could try for student loan forgiveness through an income-driven repayment plan, it may take 20 to 25 years to receive forgiveness and your student loans may be paid off by then. There's a more proactive approach.

    Student loan refinancing can lower your interest rate, which can save you substantial money in interest payments. With student loan refinance, you can combine your existing private student loans, federal student loans or both into a new, single student loan with a lower interest rate and one monthly payment. This student loan refinancing calculator shows you how much you can save.

    You won't have access to federal repayment plans and benefits, but many private student loan lenders now offer forbearance and deferral programs for economic hardship. The higher your student loan balance, the more you can potentially save.

    Ok, so the point I'm trying to make here, is to first show the hoops that are required to jump through in order to even be considered for the extended program. Call me a pessimist, but they are put in place so not just anyone can get help. I know $700 million isn't a lot compared to what many college grads are having to pay off into their 50's. Yes, I believe that there should be a selection process, but I don't think it should be so limited as this is. This type of loan only will help a certain sect within a sect of college grads, and overall, doesn't even come close to being a remedy to the bigger picture. Does anyone else agree?

  • Aug 14, 2019 07:54 PM
    Last: 5mo
    J.K.Logic Wrote:

    Nevada is also now one of the 15 states that are part of the National Popular Vote Interstate Compact. So we are inching closer to one person = one vote, regardless of state lines.

    Wouldn't that be nice? These states are getting a lot of push back from the opposition, namely the GOP. When either side opposes movements that give more power back to the popular vote, it only indicates to me how scared politicians are to actually let the American people decide for themselves.