Displaying 1 - 10 of 46 Forum Posts1 2 3 4 5 Next
  • Jul 03, 2019 11:22 AM
    Last: 5d

    If you are at least 62 years old and your spouse is receiving Social Security benefits then you may be eligible to receive spouse’s retirement benefits even if you've never worked for a job that collects Social Security taxes. How much you receive will be dependent on a variety of factors, but the first thing to do would be to check if you are eligible to receive spousal benefits.

    In order to do that, you'll need to fill out the Social Security Retirement/Medicare Benefit Application online. There is a section in the application for spouses and if you (or your spouse) qualifies then your application will automatically serve as a request for spousal benefits. If you would rather apply for spousal benefits over the phone then you can call toll-free at 1-800-772-1213 or at TTY 1-800-325-0778 if you are deaf or hard of hearing. If neither of those options suit you then you can schedule an appointment at your local Social Security office.

    If you qualify, the amount you receive each month will depend on a variety of factors. For starters, your benefits as a spouse will not include any delayed retirement benefits your spouse receives if they put off drawing from their benefits until they were older.

    Another factor that will determine how much you receive each month is whether you begin drawing your benefits between age 62 and your full retirement age or if you wait until your spouse reaches their full retirement age to begin collecting. Note that your benefit will also be reduced or eliminated in its entirety if you as a spouse are receiving a pension for work not covered by Social Security.

    The first step is to begin the application process. Then consider sharing with us how the application process went for you or your spouse.

  • Feb 05, 2019 04:51 PM
    Last: 6mo
    It was certainly the least bombastic speech I've seen by the President that I can recall, but one speech isn't going to turn things around for him. There were actually many things he said last night that all sides could agree on, but the real challenge is turning that bipartisan rhetoric into bipartisan legislation. That, I fear, is going to be far more difficult.
  • Apr 24, 2017 07:01 PM
    Last: 1yr
    This seems to be a great program, but I agree that it shouldn't be advertised on H.U.D.'s website.
  • May 09, 2017 04:48 PM
    Last: 2yr
    These are some good suggestions. It's amazing how expensive college tuition is now and it's likely only going to go up.
  • Mar 07, 2017 01:57 PM
    Last: 2yr

    It appears that there is a group of twelve Senators working on writing their own version of a healthcare bill that will likely look a lot different than the House version. The Senates rules are a lot different and whatever bill they come up with must be able to be passed using a budget tool called reconciliation that would enable the bill to pass with 51 instead of 60 votes.

    Anything can happen, but I have a feeling that this is going to be a lot more complicated than the Republican Party led many Americans to believe.

  • May 02, 2017 04:20 PM
    Last: 2yr
    bryce28 Wrote: Sounds like roughly 3-5% cut to funding overall. I wonder where this money is being reallocated? Any ideas?
    My guess is the defense budget.
  • May 02, 2017 04:20 PM
    Last: 2yr

    The budget proposal negotiated between the Republicans and Democrats in the House and Senate will keep the government running, but at a cost. Most federal agencies and department won't see many cuts to their budgets, but the food stamp program, officially known as the Supplemental Nutrition Assistance Program, will see some steep cuts that could potentially impact millions of Americans in need of food assistance. In total, the program will see a $2.4 billion cut from last year.

    House and Senate negotiators suggest that this is due to declining enrollment in the program and stress that the program will still receive $78.5 billion in required mandatory spending and another $3 billion for the SNAP reserve fund.

    If you are either currently enrolled in the program and want to see how this deal may affect your benefits or feel that you need some assistance in order to purchase food then you should contact the Human Services department in your state to get more information about how the cuts may affect you.

  • Mar 07, 2017 01:57 PM
    Last: 2yr

    This seems to be another do-or-die week for the AHCA. The Republicans offered an amendment to the original draft of the ACHA that was meant to placate more hard line conservatives, but it very well may wind up pushing more moderate Republicans away.

    The amendment, drafted by Rep. Tom MacArthur, would allow states to waive certain Obamacare regulations and come up with their own. This could lead to insurance companies being able to do away with the pre-existing condition requirement, which is a pillar to the current law.

    It's not clear whether the Republicans have the votes in the House, but even if they do pass this amended version then it will go to the Senate where passage is less than guaranteed.

  • Mar 21, 2017 12:20 PM
    Last: 2yr
    Only one more day to go. Remember to file for an extension if you don't think you're going to be able to file by the end of the day tomorrow.
  • Mar 14, 2017 02:59 PM
    Last: 2yr
    I'm really surprised this isn't being talked about more considering how big of a program Medicare is and how the Trump Administration is insisting that this health care proposal leaves Medicare intact.