Displaying 11 - 20 of 658 Forum PostsPrev 1 2 3 4 5 Next
  • Mar 24, 2021 05:52 PM
    Last: 2yr
    1.5k
    bryce28 Wrote: If you are looking to get an SBA loan, goooooood luck. I tried and it's basically impossible unless you already have a business, which makes zero sense. It's a maddening process. Again, luck to ya.
    Yeah that's true. They are oddly designed only for small businesses that already exist, so those businesses can continue to float themselves into profit years, or expand. But not setup well at all for those looking to fund their first venture.
  • Mar 27, 2021 02:39 PM
    Last: 2yr
    1.6k
    They are certainly one of the govt agencies that gets no love for doing the right thing and only hate for screwing up or falling short. They are kinda in a lose/lose situation as far as media perception goes from what I can tell.
  • Mar 26, 2021 03:38 PM
    Last: 2yr
    620

    Right now we pay a gas tax every time we pay at the pump, and that goes toward road maintenance. But with the increase of electric vehicles on the market, this tax will be less effective. It's certainly a bonus for electric car owners to not have to pay this tax but if we all go electric in the next decade or two, there will be far less tax revenue for transportation infrastructure.

    So Pete Buttigieg, the new Transportation secretary for Biden, is mulling over the idea of a mileage tax instead, basically a 'pay for how much you use' kind of tax. If you use the roads more you pay more in taxes.

    Biden wants to introduce an enormously expensive infrastructure bill soon so looks like a switch like this or something similar is going to have to be a part of it.

    I am no fan of taxes but in this case its a switch as opposed to a brand new one so maybe it won't be so bad, and unfortunately I don't really see a way around it at the moment. Think this will happen?

  • Mar 25, 2021 03:39 PM
    Last: 2yr
    561
    I feel like we've been on a 'set it and forget it' mindset with school curriculum pretty much ever since schools become more or less mandatory. They are woefully inept at readying children for the real world.
  • Mar 26, 2021 02:02 PM
    Last: 2yr
    541

    Still hard for me to wrap my head around a million dollars not really being that much money anymore. That article suggests $1.9 mil to retire comfortably. Even on the low end $1.2 mil.. there's just little chance most of us getting anywhere close to that without prudent and dare say lucky investing over a long period of time. Which is not very realistic with so many of us living paycheck to paycheck.

    With rising inflation that number will likely be much much higher too. So with social security, a 401k and some savings its no wonder why more and more seniors are still finding themselves never really able to fully retire, even when they do most everything by the book. Always working part time jobs at the very least to make it all work.

    I've gotten to the age where I don't think savings alone will cut it. Think its best to invest intelligently and hope for the best.

  • Jan 20, 2021 07:37 PM
    Last: 2yr
    5.9k
    They just announced they are setting up vaccine clinics at certain Amazon warehouses in the coming weeks. Seems like it's just for warehouse workers but isn't super clear.
  • Mar 25, 2021 02:08 PM
    Last: 2yr
    479

    The Biden administration just reversed a Trump policy that now makes it where if you were defrauded by your college into student loan debt it can be fully forgiven. Said to effect some 73,000 people. If you think you might be eligible for this, Forbes has a good article on qualification that I recommend checking out.

    They even go into detail on what to do if you were in a similar situation. So this is something of a PSA for borrowers that got screwed over by shady colleges; I've heard stories before and they should not be able to get away with this. Glad Biden is taking action on this.

  • Mar 23, 2021 02:31 PM
    Last: 2yr
    769
    While it can be frustrating, the national govt isn't in charge of everything, I think that's a good thing. I don't like the way some states have handled things, that's for sure. And it would be nice if the federal govt had a perfect plan that every state employed from day 1. But I would rather states have the autonomy they have now over every state having to 100% take orders from DC.
  • Mar 23, 2021 02:50 PM
    Last: 2yr
    556
    There's so much American baked into this story it's not even funny. You have capitalism, marketing, sugar pushers, and maybe even cynicism. Oh man. Ironic that a real incentive for some to go get a shot to protect your health from an immune destroying virus is to consume a drug on the daily that wrecks havoc on your immune system.
  • Mar 22, 2021 03:44 PM
    Last: 2yr
    767

    Someone give me a reason to believe we have a chance of passing another stimulus check through Congress. I keep seeing articles posing the question 'are we getting a 4th stimulus check?' and I just think its so unlikely as the Republican Senate would have to completely change course and be in favor of even more money printing.

    Any indication this could possibly happen?