Displaying 1 - 10 of 373 Forum Posts1 2 3 4 5 Next
  • Jun 23, 2020 06:01 PM
    Last: 7d

    I honestly have a hard time believing that we're four months in to this crisis and we still don't have a uniform face covering policy for all 50 states. The virus doesn't care if you live in a big city or small town; it's a virus.

    Someone who lives in a big city can visit a small town an unwittingly bring the virus with him or someone who lives in a small town can visit a big city and unwittingly spread the virus because she came down with it at a gathering in her small town.

    It still amazes me that so many people look at this as a "big city" problem. It's not. Residents in a small town in my home state found that out the hard way when a single church service led to at least 236 cases.

    Wearing a face covering isn't a political issue; it's a "being a decent human being" issue. If you're out in public and can't maintain social distance then cover your face. You don't need to if you're out on a walk in a big park, but do need to if you're at a grocery store. It's not that hard!

  • Jun 24, 2020 12:25 PM
    Last: 15d

    While the early weeks of the COVID-19 pandemic were filled with contradictory and confusing guidance on whether or not Americans should wear a mask or face covering to help prevent the spread of COVID-19, the guidance from the highest levels of the scientific community has been abundantly clear for months now - wear a face covering in any public indoor space and when you can not maintain social distancing in an outdoor setting.

    The reason we should all wear face coverings in public is quite simple: face coverings help prevent you from spreading your germs to others and help others from spreading their germs to you.

    The virus spreads "mainly from person to person, mainly through respiratory droplets produced when an infected person coughs, sneezes, or talks. These droplets can land in the mouths or noses of people who are nearby or possibly be inhaled into the lungs. Spread is more likely when people are in close contact with one another (within about 6 feet).?" It can also spread by pre-symptomatic and asymptomatic individuals, so wearing a cloth covering in public, even if you feel perfectly fine, can help prevent the spread of the virus to others.

    As this CDC drawing shows, wearing a face covering helps prevent virus particles from freely spreading when you talk or cough.

    woman wearing face covering, with a detail showing how the cloth barrier helps to contain respiratory droplets that she exhales

    It is true that face coverings aren't guaranteed to protect you from contracting COVID-19, but they undoubtedly help slow the spread of the virus, which is vital to bending the curve and helping make it so hospitals stay within capacity.

    The CDC and Surgeon General Jerome Adams have also released a video which teaches us how to make a face covering out of items we can all find in our home:

  • May 12, 2020 03:44 PM
    Last: 30d

    It appears the Senate is in no rush to pass a second round of stimulus checks and hasn't even entered into informal negotiations with the House to reach a consensus that would be able to pass both chambers. Republican leaders in the Senate have signaled they don't expect any new aid to be passed before mid-July at the earliest. So, if you were hoping for a second stimulus check then you will unfortunately be waiting for another month at a minimum.

    It is possible the situation will change and Senate Republicans will move to act earlier, but for now they appear more than happy to wait until mid-July before acting.

  • May 28, 2020 07:38 PM
    Last: 15d

    If you haven't received your stimulus check yet then you may want to check the Get My Payment portal on IRS.gov to see if you've already received one but accidentally threw it away or shredded it. Don't worry if you did because you certainly wouldn't have been the only person to do so.

    That's because the check card the Treasury Department and the IRS mailed out appears to be junk mail to a lot of people and isn't clearly labeled (in many peoples opinion) to notify the recipient that it is official US mail. That prompted a number of people to discard their stimulus checks without knowing what they were doing.

    Don't worry though. If you did accidentally throw it out you can request a paper check to be mailed to you.

  • Apr 08, 2020 08:45 PM
    Last: 1mo

    If you haven't received your check yet then it's possible you won't be receiving an actual check at all but instead a prepaid debit card. The IRS reported that they will be sending these prepaid debit cards to individuals and families who the IRS doesn't have banking information for.

    The IRS has said recipients will be able to use the debit card to make purchases anywhere that accepts Visa, get cash from in-network ATMs and transfer funds to your personal bank account.

    If you get one of these cards you will need to register it before using it for the first time.

    Start using your EIP Card

  • May 19, 2020 01:06 PM
    Last: 1mo

    I want to make sure I understand you here before jumping in too deep.

    Are you saying you're on SSI & SSDI, don't have a checking account, and have recently moved but haven't updated your current mailing address with the Social Security Administration?

  • May 13, 2020 04:08 PM
    Last: 2mo

    If you were recently laid off from your job due to the Coronavirus (COVID-19) crisis and have lost your health insurance then you are eligible to apply to get coverage during an Obamacare Special Enrollment Period, but you only have a limited window to do so. That window may be closing soon for a number of Americans who were laid off in early March.

    The Affordable Care Act (Obamacare) has set dates, typically a three month window towards the end of the year, called "Open Enrollment" where Americans can sign up for health insurance that would begin on January 1 the following year. Obamacare also has something called a "Special Enrollment Period" where people who know they are about to get laid off or who were laid off without prior notice can sign up for coverage any time of the year.

    Any American who was laid off because of the Coronavirus (COVID-19) pandemic is eligible to sign up for coverage under the Special Enrollment Period, but you only have 60 days from your date of termination to do so. That means time is running short for anyone who was laid off during the first wave of shutdowns in mid-March to sign up for health insurance coverage on Obamacare markets.

    Another option for some people and families would be to apply for Medicaid. Unlike Obamacare, there is no deadline to apply for coverage, but there is also no guarantee you will qualify since individual states have a lot of discretion in determining who is eligible. However, the good news is that you can apply for Medicaid when you go to Healthcare.gov and begin the application process for coverage. You will very quickly find out if you are eligible for Medicaid or reduced or no premium plans on the Obamacare marketplace.

    Whatever you qualify for, your application process starts at Healthcare.gov. Don't wait to act before it's too late.

  • May 12, 2020 03:44 PM
    Last: 30d

    One thing I missed in my original post is that Democrats proposal also includes $100 billion for a national rental assistance program, which would help renters pay their monthly dues without the looming threat of eviction.

    Republicans have rejected the entire proposal outright while a number of housing advocacy groups have publicly worried that $100 billion doesn't come close to being enough if the crisis drags on for many months and large swaths of the economy remain shuttered.

    I'm all for this proposal and then some for a number of reasons, but mainly because it's far more expensive to have people out of their homes than helping to keep them in them. Can anyone imagine tens of millions of Americans being evicted from their apartments and forced onto the streets all at the same time? It would be a national emergency on top of the current national emergency we're already in.

    I honestly don't care how we keep people in their homes and apartments, but I hope we all agree that evicting a family from their home during a global health crisis isn't the best idea.

    Assistance can come in a variety of ways from direct monthly payments to Americans that they can use to help pay rent to direct payments to landlords to keep them from evicting tenants who have fallen behind on rent through no fault of their own. I'm not wedded to any proposal, but something will certainly have to be done if this crisis drags on.

  • May 12, 2020 03:44 PM
    Last: 30d
    J.K.Logic Wrote: It's always, always, always much harder to pass a 2nd huge bill than it is the 1st, historically speaking. So I don't expect this to go through quickly, or easily, or without even more theatrics than last time. But I do feel like a good amount of this bill can make it into the final version, mostly because its closer to a repeat of what they have already done.

    This is very true and all we have to do is look back to the 2008-09 crisis to remind ourselves of that. What's mind boggling is that this crisis has the potential to dwarf the Great Recession if it isn't handled well.

    I actually like a lot of things in the House Democrats bill and think a good chunk of them can become law after negotiations with the Republican Senate and White House. It showed the American people where they stand and what they are bringing to the table. Now it is in the Senates court to show the American people where they stand.

    Then the real negotiations can begin.

  • May 11, 2020 03:08 PM
    Last: 2mo
    I hope everyone who hadn't entered their direct deposit information in yet was able to do so. If you were unable to then you will now have to wait to receive your stimulus check in the mail because the deadline to enter your information into the IRS online portal has passed.