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Three Ways You Can Begin Collecting Social Security Benefits

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  • Max
    2015-04-01 11:36:43 AM
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    You've put a lot of hard work in and now it's time to begin reaping the benefits of that hard work by claiming your Social Security benefits. The timing of when you decide to claim your benefits will determine how much you will be eligible to receive, but if you are ready to begin claiming your benefits then it is quite simple to get started.

    There are three ways you can apply to begin claiming your benefits--online, on the phone, or in person at your local Social Security office. The earliest you can begin drawing your benefits is when you turn 62, but you can apply for benefits when you are 61 years and 9 months old.

    You are also going to need to have specific documentation ready if you want to have a smooth application process. Applicants need to have their birth certificate; proof of marriage if you are or were married to the worker; proof of U.S. citizenship or lawful alien status, U.S. military discharge paper(s) (only if you served in the military); and your most recent W-2 forms(s) and/or self-employment tax return. Many applicants are able to begin receiving their benefits the month after they get all of their paperwork filed.

    Congratulations to all of you who are ready to begin receiving your benefits. You deserve it!
  • Richard1022
    2015-06-04 05:16:07 PM
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    Great info. I am still a few years away from being able to collect my SS benefits, but it's nice to know the government is trying to make it as easy as possible to sign up.
  • Larry E. Jones Sr.
    2016-01-13 07:48:16 PM
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    How does the government justify what they call a windfall when you have worked for the government and worked in the public industry? How is it fair to take the money that you paid into social security and not give it to you when you retire because you also worked for the government & private industry.
  • Max
    2016-01-20 09:24:43 PM
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    Larry E. Jones Sr. Wrote: How does the government justify what they call a windfall when you have worked for the government and worked in the public industry? How is it fair to take the money that you paid into social security and not give it to you when you retire because you also worked for the government & private industry.
    I'm not sure I understand. Did the government withhold money that you thought you should have receive?
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