There are two IRS portals for setting up direct deposit to get your Economic Impact Payments (Coronavirus stimulus checks) sent directly into your bank account. One is for people that don't normally have to file, and the other is for tax filers that don't already have direct deposit info on file with the IRS.
If you don't have a bank account or prefer a check in mail for whatever reason, you can still use either portal to ensure they have your current mailing address. Also, the portals will allow for you to check your payment status, update your bank info and change your address if necessary. All in an effort to get you your stimulus check as quickly as possible.
Going to explain both portals in this tread. Post any questions below.
1) Non-Filers: Enter Your Payment Info Here
This portal went live 4/10/2020. You should use this portal if you did not have to file a 2018 or 2019 federal income tax return because you made too little or otherwise weren't required to file for 2018 and 2019. This is an alternative option to the TurboTax portal.
Also, no action is required for Social Security, SSDI, SSI and RRB and Survivor benefit recipients. They will use info already on file and direct deposit stimulus money automatically. BUT if you are receiving these benefits and have qualifying children under the age 17 you must fill out this info to get the additional $500/child.
2) Filers: Get Your Payment
This portal is live now. You can use it by clicking the 'Get My Payment' button.
Use this portal if you are a normal tax filer and know the IRS does not have your direct deposit info on file. This applies to anyone that had to pay taxes and didn't receive a direct deposit return the last few years. They won't have your bank info on file unless you gave it to them when you filed recently in expectation of a direct deposit refund. Or just anyone that didn't use direct deposit for tax refunds for 2018 or 2019 for whatever reason.
Also this portal will allow you to check your payment status and confirm your payment type (direct deposit or paper check in the mail). And if you need to change your address, you can also do so on that page.
You will need to have this information handy when you gain access to the portal:
- Name and address
- Banking account info (account number and routing number)
- Tax information of your most recent filing (either 2018 or 2019).
- You'll need your AGI, which is your adjusted gross income. And you will also need to know exactly how much your refund for that year was, or how much you owed exactly. So best to have your tax return on hand, or at least those pieces of info.
UPDATE on Filers 'Get My Payment' Portal, 4/24/2020:
I haven't filed my 2019 yet. Only 2018. And I didn't provide bank info on 2018 either, as I owed. I have tried using the portal most every day to check my status since it went live, and it always told me my status wasn't available. I had assumed this was because the portal only worked for 2019 filers, as to this point that's what the IRS page seemed to say.
Well, I just tried it again after waiting a few days and now it found me and allowed me to successfully add my bank info for direct deposit, even though I still haven't filed for 2019 yet, only 2018.
So this is good news. Maybe they just did a good update or something. Would recommend waiting at least 25 hours in between checking the portal, as that might mess up your status updates. But I would try checking again after that to see if anything changes for you. No official update on their site about this yet.