Forum Thread

unemployment for sole proprietors

Reply to ThreadDisplaying 8 Posts
  • Are you sure you want to delete this post?
        

    I am wondering if I missed anything on independent contractors applying. I know Trump said there was a portal but I haven't been able to find it. I called Claims in MD and its all automated and hangs up on you when you make your choices. I tried to apply online but there is nothing there for independent contractors. It won't let me go pass employer section. If anyone knows where to go to file unemployment as an independent please let me know.

  • Are you sure you want to delete this post?
        

    Good question. So all of the text below is taken straight from the Maryland Dept of Labor website. In short, its saying the portal isn't ready just yet but it will be soon. They are working with the federal govt for guidance and building it now. It actually specifically says to not apply just yet for independent contractors (at the very bottom).

    You can enter your email on their website to receive a notification once its ready. Scroll down about halfway through the main page and you will see an email field, directly under this section I'm sharing. Hope this helps --

    Expansion of Unemployment Insurance Benefits Under the New CARES Act

    Please read our CARES Act Frequently Asked Questions for more information about benefit eligibility, duration, and amounts.

    The federal government recently passed the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), which includes an expansion of unemployment insurance benefits for Marylanders.

    Like many other states, our IT system is currently NOT set-up to process these new CARES Act programs immediately. Our team is collaborating with the U.S. Department of Labor to create new IT systems, modify our current technical systems, train staff, and conduct tests before administering the new programs created by the CARES Act. This will take time, but please note that you WILL receive these new benefits back to the earliest date of your eligibility.

    The Secretary of the Maryland Department of Labor opted into providing ALL three of the expanded unemployment insurance programs offered through the provisions of the CARES Act:

    • Pandemic Unemployment Assistance (PUA)
    • Individuals who are not usually eligible for regular UI and who cannot work due to COVID-19 are eligible for a maximum of 39 weeks of benefits, which includes $600 Federal Pandemic Unemployment Compensation (FPUC).
    • Effective January 27, 2020 through Dec. 31, 2020.
    • Please do NOT yet submit an application if you are self-employed, an independent contractor, gig worker, have insufficient work history, and/or believe you may be eligible. Our system is currently not set up to process these types of applicants, as they are formerly considered ineligible. If you do submit an application, it will be denied. To receive an e-mail once the new application is ready, please sign up here.
  • Are you sure you want to delete this post?
        
    I am having the same problem in Alabama. Any help!
  • Are you sure you want to delete this post?
        
    Andrea Wrote: I am having the same problem in Alabama. Any help!

    Good news for Alabama too. They just started doing $600/wk expanded benefits on top of normal benefits yesterday, April 8th. This means self-employed, independent contractors, gig workers and anyone else not normally able to apply can now do so. And normal applicants will get enhanced benefits through July 25th starting now, and get retroactive payments as of March 29th.

    ADOL BEGINS PAYING FEDERAL $600 STIMULUS BENEFIT

    Give it a try and let us know if you have any issues or if it works for you now. It says that for those with claims already processed they should see funds in 2-3 days. So that's promising. It still might take several days or weeks to get approved under the new system but it seems they are finally up and going.

  • Are you sure you want to delete this post?
        
    I'm self employed in Mississippi and I'm struggling bad. Doesn't seem like things are moving at all as far as unemployment is concerned.
  • Are you sure you want to delete this post?
        
    Anthony Wrote: I'm self employed in Mississippi and I'm struggling bad. Doesn't seem like things are moving at all as far as unemployment is concerned.

    Have you filed out an application yet? Looking on their site, they now offer a fillable unemployment application form that you can fill out and email to UIClaims@mdes.ms.gov.

    Looked over the form. It currently has a place asking if you are self-employed. Its a little unclear if that means they implemented the changes yet or not. By changes I mean accepting the federal guidelines for Pandemic Unemployment Assistance. It does say on Mississippi's FAQ page that they will offer PUA benefits once the govt allows. And they started allowing on April 5th. Some states started implementing April 8th and most are expected to follow suit within days or a few weeks tops.

    So hang in there. I would recommend filling out that application. Or at least reading it over. There are instructions on the final pages of that application, detailing how to setup a MDES account. If you haven't done so already.

    And also there's this - once you get approved you can potentially qualify for backpay on state benefits.

  • Are you sure you want to delete this post?
        
    I am in Indiana and am self-employed. At the beginning of last year I was a 1099 for another business for the previous 5 years and opened my own in February of 2019. I am looking at Indiana's unemployment and do not see anything that applies to me. Do you have any information that might help?
  • Are you sure you want to delete this post?
        
    Marylou Wrote: I am in Indiana and am self-employed. At the beginning of last year I was a 1099 for another business for the previous 5 years and opened my own in February of 2019. I am looking at Indiana's unemployment and do not see anything that applies to me. Do you have any information that might help?

    Yes. They are working on implementing the changes for Indiana right now for self-employed workers. It's called Pandemic Unemployment Assistance. They suggest you fill out a regular unemployment application now even though you will be denied, as you need to be denied on file before you can qualify for this special unemployment. Sounds odd but here's the exert from their Q&A on that page:

    Q1: What if I am self-employed or part of the “gig” economy?

    A1: Self-employed individuals and gig economy workers—such as contractors and delivery drivers, whose income has been cut or eliminated by the pandemic—will be eligible under the federal Pandemic Unemployment Assistance program. The Department of Workforce Development will work to roll out this new program as soon as possible. For now, an individual can file a regular claim for benefits, as it is necessary to file a state claim, even if you know you will be denied, before you can be considered eligible for Pandemic Unemployment Assistance. Instructions on how to add you as the employer to your claim can be found here.

    Also I started a thread on Pandemic Unemployment Assistance, that explains the program in full detail, plus how you will get retroactive backpay once the program is ready to go. Most states are just now implementing this program as everyone was waiting on instructions from the federal govt. Instructions are in, so now its just a matter of your state setting up the system so you can apply. I would expect it to take several more days or maybe a week or two until its ready. In the meantime, go ahead and apply and then check their site everyday. That's what I would do.