Forum Thread

Are Social Security Disability Benefits Enough to Live On?

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    JaredS Wrote: Are you currently receiving Social Security Disability benefits? If so, this thread is for you.

    I have always wondered if disability benefits are enough to support someone who is receiving them or if you need further assistance to help you get by. This is especially so for individuals who live alone and don't have a secondary income helping you take care of bills and other expenditures.

    So if anyone is currently receiving SSDI and wants to share your story then we would like to hear it. Do you find yourself able to live comfortably or is it a struggle for you to get by?
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    Betty Wrote:
    JaredS Wrote: Are you currently receiving Social Security Disability benefits? If so, this thread is for you.

    I have always wondered if disability benefits are enough to support someone who is receiving them or if you need further assistance to help you get by. This is especially so for individuals who live alone and don't have a secondary income helping you take care of bills and other expenditures.

    So if anyone is currently receiving SSDI and wants to share your story then we would like to hear it. Do you find yourself able to live comfortably or is it a struggle for you to get by?
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    I've personally known several people on SSD who lived by themselves. They were really vocal about just how difficult it was/is to get by month-to-month. The largest issue for them was that if any surprises whatsoever came up, they'd have to rely on credit cards to take care of it. And as I'm sure you're aware, relying on credit cards is not a healthy way to live.

    Once they had one CC charge for a few hundred dollars, it's basically impossible to catch up. Unfortunately, this left a couple of them in perpetual debt.

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    Betty Wrote:
    JaredS Wrote: Are you currently receiving Social Security Disability benefits? If so, this thread is for you.

    I have always wondered if disability benefits are enough to support someone who is receiving them or if you need further assistance to help you get by. This is especially so for individuals who live alone and don't have a secondary income helping you take care of bills and other expenditures.

    So if anyone is currently receiving SSDI and wants to share your story then we would like to hear it. Do you find yourself able to live comfortably or is it a struggle for you to get by?
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    I have been on disability for several years now. I have been homeless now for 3 years. I recently got a section 8 voucher that will help pay my rent, but with a fee for a background check, deposit, rent, and utilities deposit...it's still not feasible! I now draw a whopping $774.00 a month. No food stamps and no other help from anywhere. I too have a service/support dog to care for. I make sure he has food before anything. But even being homeless people don't know how I am broke. They don't seem to be able to understand what you still have to pay. I pay $225. In storage, 150 car payment, 80 for car insurance, 45 for cell phone, and my bank account is always overdrawn like 300 a month. So then I have dog food, laundry detergent and laundry experiences, and what few dollars I have left for gas to get where I absolutely have to go. And for a shower is $12.00 each time. No place to plug in my oxygen, can't afford food or medicine, much less a home when even with rental assistance you still have to pay 30-40% and all utilities. And if utilities get behind or shut off you loose your housing. That's what I have left after working all my life, paying taxes, and raising my 3 kids alone. A homeless bag lady with no hope of anything in life! So my advise is (as I preach to my kids now) every pay day put $20 a week away. You never know when your working days will end.
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    I, too, am on SSDI due to a motorcycle accident when I was 20. I am now 54, have had over 20 surgeries for complications on my now fused left ankle. I was getting $778 a month til someone told me I should be getting disability benefits from my state as well. They were supposed to be automatic when I started receiving my benefits from Federal however they weren't and I got back pay for over two and a half years which included my back pay from when I filed. Now I'm living off of $838 a month. At the time I got approved for my disability I was receiving $193 a month in food stamps once I started collecting disability I was knocked down to a $16 a month. I live in a mobile home my rent is 215 a month and my trailer payment is 150 I have a meager life insurance policy $15 a month I can't afford insurance on my vehicle I live in a very rural area so having my benefits deposited on my Direct Express Card suck because the card is not usable at the pump at any gas stations and it's over 40 miles from one 24-hour one to another. I I've been waiting patiently now for my stimulus check to arrive but obviously they have forgotten about me I know I did not receive a 1099 in January and there's no way that I can enter information to the IRS or contact Social Security to find out what happened to it so I probably won't be getting a stimulus payment. It's unfathomable to me that the people who live off of virtually nothing get penalized even more when they try to do use the services or benefits that are supposed to be available to them. Like the food stamps. Like with the other people on here that I have seen I, too, make too little money to qualify for any of the loans or anything that would help me to try to stay afloat. In response to the person who thinks that there are $10,000 homes available everywhere check check buddy you are sadly mistaken. I would not wish living off of this meager amount of money on my worst enemy it's frustrating it's sad and I can understand why a lot of people just give up.
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    NO ITS NOT ENOUGH FOR ONE PERSON IMAGINE IF THATS WHAT YOU GOT A MONTH WHILE RAISI G A CHILD