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How Medicare Open Enrollment Works

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    Medicare Open Enrollment season is among us yet again, with this years enrollment period lasting from October 15, 2019, to December 7, 2019. During this period you can sign on to Medicare.gov to review your current plan and make changes to it if you wish to. You can also add Medicare Part D (prescription drug coverage) during the enrollment period, as well.

    During the Medicare open enrollment period, you can:

    • Sign up for a Medicare Part D prescription drug plan
    • Change your Medicare Part D plan
    • Drop your Medicare Part D coverage
    • Switch from Original Medicare to Medicare Advantage, or vice versa

    If you are happy with your current coverage then you don't have to do anything at all as long as your plan continues to be available in 2020.

    There was also a major change made in 2019 for individuals who already have coverage under a Medicare Advantage plan. Your open enrollment period runs from January 1 to March 31, during which time you will be able to switch back to original Medicare or switch to a different Medicare Advantage plan.

    In short - if you are already signed up for Medicare and are happy with your plan then you don't have to do anything (assuming the plan is still available in 2020). If you want to shop your options and are not enrolled in Medicare Advantage already then you have until December 7, 2019 to make any changes. And if you are currently enrolled in Medicare Advantage and want to shop your options then your open enrollment period is from January 1 to March 31, 2020.

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    JaredS Wrote:

    In short - if you are already signed up for Medicare and are happy with your plan then you don't have to do anything (assuming the plan is still available in 2020). If you want to shop your options and are not enrolled in Medicare Advantage already then you have until December 7, 2019 to make any changes. And if you are currently enrolled in Medicare Advantage and want to shop your options then your open enrollment period is from January 1 to March 31, 2020.

    Good info.

    Do you know when the next enrollment windows are, in case someone misses these?