Much has been made about the news that Obamacare premiums will be increasing by an average of 22% next year, but what much of the media hasn't been focusing on is the fact that this rate increase will be affecting relatively few people. What is also been left out of the discussion is that this is an average percentage increase, meaning that many individuals who wind up being affected won't be paying that amount.
The Centers for Medicare and Medicaid Services predict that 85% of individuals on the Obamacare market exchange won't see any rise in their out of pocket payments because they will be cancelled out with their subsidies. The remainder of those individuals also qualify for various tax incentives that help alleviate the sticker shock.
It's also important to understand that the vast majority of Americans don't receive their health insurance from the marketplace. They are either enrolled in an employer provided health insurance plan, receive Medicare or Medicaid, or get their healthcare from the Veterans Administration.
I'm interested to see if anyone on this site is enrolled in Obamacare and will be paying a lot more on their premiums next year or if your subsidies help cancel out the increase.