Science has proved, no kidding around: Picking health insurance is extremely hard. SPECIAL REPORTS An Arm and a Leg Health care — and how much it costs — is scary. But you’re not alone with this stuff, and knowledge is power. “An Arm and a Leg” is a podcast about these issues, and its second season is co-produced by KHN. It’s open enrollment — time to pick next year’s insurance — for folks who buy it on their own and for many of us in our jobs. Lots of us aren’t sure we know how to pick, and research shows: We’re not wrong.
Despite multiple attempts by a GOP-led Congress and President Donald Trump’s administration to repeal and replace Obamacare, formally known as the Affordable Care Act, over the past year, it remains the law of the land. In fact, Obamacare open enrollment begins this week, and its requirement that almost all Americans carry health insurance is still in effect.
The Trump administration’s actions to scale back Obamacare have made it harder and more complicated to find the best health plan. But the pricing chaos has also created great deals for some consumers, who can sign up during open enrollment beginning today. Here’s our advice on how to shop — the best strategy depends on how much you earn.
Though premiums are shooting higher next year, Obamacare enrollees who qualify for subsidies will find lots of inexpensive policies available.
The Trump administration has pulled the plug on all Obamacare outreach and advertising in the crucial final days of the 2017 enrollment season, according to sources at Health and Human Services and on Capitol Hill.
'Tis the season. The season to sign up for Obamacare, that is. While Republicans are doing everything they can to stop the Affordable Care Act, aka government-subsidized health coverage, the plans' proponents have kept it intact thus far — pointing out that millions of previously-uninsured Americans are now protected. But looming 2017 price increases for consumers suggest more battles to come.
The government expects an additional 1 million Obamacare enrollees in 2017.
Obama administration expects 13.8 million Americans to sign up for Obamacare next year.
The key dates you need to know if you buy your own health insurance.
Bowing to pressure from insurers, federal officials on Tuesday tightened the conditions under which people can sign up for plans on the HealthCare.gov exchange outside open enrollment.
With less than two weeks of open enrollment left, Covered California is reminding consumers that they will face increased penalties for not having health insurance this year.
In recent Mercatus research, I found that the Affordable Care Act (ACA) was generally underperforming initial expectations, particularly with lower exchange enrollment and an overall risk pool with a disproportionate number of older and less healthy people. Last week, the Department of Health and Human Services (HHS) released 2016 exchange enrollment data through the first two months of the three-month open enrollment period. Although nearly one month of open enrollment remains, the new data generally supports my previous findings. Here are seven things you should know about the new data.
Another half-million people signed up for ObamaCare in the second week of open enrollment, the Obama administration announced Wednesday. About 535,000 people applied for coverage, just shy of last week’s figure of 540,000 — a sign that people are still seeking out coverage even after attention on the new enrollment period has faded.
Obamacare enrollment held steady in its second week thanks to a majority of people re-enrolling in their plans. About 534,778 signed up for Obamacare using healthcare.gov, which residents in more than 30 states use to get health coverage. That number is about the same as last week's initial total, and brings the total number of enrollees to nearly 1.1 million.
Every year as Thanksgiving beckons, companies across the country engage their employees in an exercise called open enrollment. Some employees just throw up their hands in confusion. Don’t be one of them. Here’s proof of how complicated many workers find health insurance open enrollment: A recent survey by ConnectedHealth, a private insurance exchange company, found that more than half the employees polled felt choosing a health plan was more complicated than solving Rubik’s Cube.
This week I talked with an employee who either forgot I was a CFP® professional or didn’t much care, but he told me he threw this year’s open enrollment notices in the trash because “they weren’t worth wasting time on” and “my employer’s website is more hassle than it’s worth” to make any changes. I guess I shouldn’t have been too surprised. He’s definitely not alone. A new LIMRA study showed that 53% of employees spend under an hour deciding on their benefits choices, and only 36% actually made any changes. When people do make changes, it is usually to their medical plan.
The third open enrollment period under the Affordable Care Act got underway on Nov. 1 and will run through the end of January. Each year at this time, experts urge people to shop for a new health plan, even if they're happy with the coverage they already have. That's because health plans make changes to both benefits and costs, and shopping will likely help you save money. A recent analysis by the government found that people with Marketplace coverage who switched plans within the same metal tier in 2015 spent nearly $400 less for the year on premiums, after tax credits, than they would have if they stayed in their same plans.
More than a half-million applications to buy health insurance under the Affordable Care Act were submitted nationwide to HealthCare.gov during the first four days of enrollment for next year, the U.S. Department of Health and Human Services said Monday. Nationally, more than 16 million people have gained health insurance coverage since the Affordable Care Act went into effect, either through buying plans through the federal marketplace or state exchanges, expanded Medicaid coverage in some states or because young adults can stay on their parents’ plans until age 26, according to federal statistics. Health and Human Services Secretary Sylvia Burwell said in a brief stop in Houston last month that President Barrack Obama’s administration would be focusing on the 10.
Recording and mixing music are Vernon Thomas' passions, but being CEO and producer of Mantree Records isn't his day job. He's an HIV outreach worker for a county health department outside Newark, N.J. He took what was to be a full-time job in May because the gig came with health insurance — and he has HIV himself.
Before the holiday season comes open enrollment season – a time of year once marked primarily by human resource managers doing their very best to translate insurance jargon into English so employees might make the best health insurance choices. But in today's Obamacare world, open enrollment is much bigger … but not better. It's national. Human resource folks are now joined by government officials – up to and including the president – in the attempt to make open enrollment sound like a positive or fun experience instead of the confusing, expensive pre-holiday purgatory that it is.