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60 with cancer

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    My husband is 6o and has cancer, I'm 65. He won't make it to retirement age and is really worried about me. He's worked since he was 17. What happens as far as survivors benefits? I'm trying to hold off as long as possible before I claim my retirement 'cause it's not gonna be very much. It will help him to know that I will be okay. One less thing for both of us to worry about.
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    I'm sorry to hear about your husband.

    I encourage you to speak with someone who works at the SSA, but this is what I found.

    Your survivor benefit amount would be based on the earnings of the person who died. The more they paid into Social Security, the higher your benefits would be.

    The monthly amount you would get is a percentage of the deceased's basic Social Security benefit. It depends on your age and the type of benefit you would be eligible to receive.

    These are examples of the benefits that survivors may receive:

    • Widow or widower, full retirement age or older -- 100 percent of the deceased worker's benefit amount;
    • Widow or widower, age 60 -- full retirement age -- 71½ to 99 percent of the deceased worker's basic amount;
    • Disabled widow or widower aged 50 through 59 -- 71½ percent;